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Bond Duration Toolkit: When to Use Macaulay, Modified, Effective, and Key Rate Duration

AcadiFi Editorial·2026-05-20·15 min read

Why duration confuses otherwise strong candidates

Duration becomes much easier once you stop treating it as one formula with several aliases. The exam is really asking three different questions:

  1. How far away, in weighted-average time terms, are the bond's cash flows?
  2. How much will price change if yields move?
  3. Which yield move are we talking about: a parallel shift, a single point on the curve, or a rate move that also changes cash flows?

If you keep those three questions separate, most fixed-income duration problems become classification problems before they become math problems.

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